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11-Month CD Great CD Rates 1.11 1 % APY 23-Month CD-Savings Combo 1.30 1.30 2 % APY % APY CD 2 Savings Fund a 23-month Combo CD and deposit up to a matching amount in a Combo Savings account. 36-Month Rising Rate CD 1.40 1.55 1.70 3 3 % APY YEAR 1 % APY YEAR 2 3 % APY YEAR 3 With a 36-month Rising Rate CD, the interest rate automatically increases on the second and third year! It’s Not Just Business. It’s Personal. www.capcu.org/cd • 701.255.0042 Annual Percentage Yield on all certificates accurate as of 10/01/2017, APY is subject to change. Minimum deposit of $2,500 required for all certificates listed above. 1Penalty for early withdrawal of CDs with maturity of 1 year or less, loss of 180 days of interest. Special certificate terms that are no longer available will be deposited into your S1 savings account, unless notification is received by the credit union before the maturity date. 2After 23 months, the Combo CD and Combo Savings balances move to an S1 savings account, currently earning 0.05% APY as of 10/01/2017. If the Combo Savings balance exceeds the Combo CD balance, the overage is moved to the member’s S1 savings account and incurs a balance transfer fee of $3 and any interest from the overage on the Combo Savings is forfeited. Early withdrawal penalty is loss of 180 days interest. 3Penalty for early withdrawal of CDs with maturity of 26 months or more, loss of 1 year interest. Special certificate terms that are no longer available will be deposited into your S1 savings account, unless notification is received by the credit union before the maturity date. You will have a grace period of ten (10) calendar days after the maturity date to deposit, change terms, or withdraw from the account without penalty. 36-month rising rate CD is 1.40% the first year, 1.55% the second year and 1.70% the third year. The composite rate over the 36-month term is 1.52% APY. All offers expire when limits are reached. Other restrictions may apply. Federally insured by NCUA.

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